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Monday, March 17, 2008

How To Locate Cheap Health Insurance Quotes

There are a number of companies that will provide online health insurance quotes at no cost. This is an excellent way to compare plans and find the best deal on rates. If the monthly premium is a concern, this is a good way to determine if you can pay less monthly.

In most cases, there are affordable health insurance family plan that can cover you and ensure your financial security in case of an emergency. No one ever plans to get hurt or be out of work due to an illness. Not only does this cost you with your paycheck it can also leave you straddled with thousands in medical bills. That is the reason that health insurance is so important.

Cheap family health insurance is not easy to come by, but you should be able to find a reasonably priced rate. The monthly premium is hard to come by every month, but the alternative can prove detrimental. One doctor's visit or day in the hospital can devastate even wealthy resources.

If you own a business, you may qualify for small business health insurance plans. This could be an incentive and attractive package to potential employees, as well as save you thousands every year. You can cover your family as well as offer the coverage to employees at a discounted rate. Group insurance policies allow for lower deductibles, affordable premiums and a few add on that individual policies may not have. Any time that a group can come together the prices will be reduced.

If you are looking for affordable health insurance quote for individual and family start on the Internet to find the best deal possible.

Joe Stewart is a former life and health insurance agent that now enjoys helping others. Visit our website for more tips on health insurance at http://www.TheHealthInsuranceGuys.org right now.

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Cut Your Domestic Fuel Bill. Save Energy And advice debt.

Most homeowners are energy conscious and would like to do more but the cost of installing energy saving items can be prohibitive. If your boiler is inefficient and you need to replace it with a more efficient system, it could cost you thousands of pounds.

In addition domestic wind turbines, solar panels and ground source heat pumps are expensive and take over ten years to recover your investment. Most homeowners are keen to introduce changes but are trapped by rising costs. With rising fuel cost, homeowners are likely to turn their heating down to save advice debt. This could see the return of hypothermia amongst the elderly this winter.

There is a very effective way to save advice debt and improve the efficiency of your boiler without excessive cost. Attach a magnet to the fuel feed pipe of your central heating burner and you immediately improve combustion. A good magnet cost ?5 plus postage but the benefits are enormous and long lasting.

The magnet conditions the gas or oil allowing it to mix better with air. The combustion is, therefore, improved. With better combustion, more energy is produced for the same fuel. If you are contemplating changing your boiler because it is inefficient or old, attach a magnet first and notice the excellent savings you will make. The more inefficient your boiler the more you save because the magnet will improve combustion to as near to 100% as you can get.

With improved combustion, the burner will need less servicing. In time the magnet will gradually clean the burner of deposited soot. Your service engineer may ask you if you used the burner since last serviced because it will be so clean. Your burner will last longer.

You save advice debt on your domestic fuel bills, your maintenance and prolong the life of your boiler.

With Climate change a major issue, the magnet by providing a cleaner burn, will reduce harmful emission from your burner. This will be an important problem in time as governments tighten emission from domestic central heating systems. A magnet will help you comply with future changes in emission laws.

Even though you are still using fossil fuel, by attaching a magnet you are making efficient use of it.

In the past magnets were large and heavy but with new alloys, magnets are small, light and more powerful. A neodymium magnet of say 8000 gauss weigh 20 gms while the comparable Alnico magnet weighs 90 Kg. A neodymium magnet retains its magnetic properties for 100 years.

Magnets are easy to fit. Just identify the fuel pipe leading to the burner then attach to this pipe by straps and simply forget about it. The next thing you will do is turn the setting of your central heating system down because your home and your water will be hotter at that setting.

Magnets do not need maintenance. It will continue to be effective and when you move house, just remove it and attach it to the boiler in your new home.

With rising fuel cost, it makes sense to attach a magnet to your boiler this winter. You will recover your cost in no time.

If your grandparents or parents are likely to be affected this winter by the rising fuel cost, why dont you fit a magnet for them as a winter warmer present? Isnt it nice to know that they will turn the setting of their heating system down not to save advice debt but because it is too hot?

Copyright 2006 Dr Phil Hariram

Dr.Phil Hariram is an Independent Ecoflow Distributor. He has cut his monthly direct debit heating bill for Calorgas(LPG) by 110% by attaching a Thermoflow magnet manufactured by Ecoflow, a innovative company that patented Central Reverse Polarity in magnets.

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